How to Know If You’re Ready to Buy a Home

Buying a home is one of the biggest financial and emotional decisions you’ll ever make. But how do you really know if you’re ready? It’s more than just browsing listings and imagining your dream kitchen—being prepared to buy a home means being financially, emotionally, and practically ready for the responsibility. 1. Your Finances Are in…

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    Understanding the Subprime Mortgage Meltdown

    I’m sure a lot of people would like to know what a Subprime Mortgage is and what exactly happened last Summer that resulted in the Subprime Mortgage meltdown.   I think it is important to understand what events occurred that got us in this Credit crisis and how it has spilled over into commercial real estate.  It…

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      Pricing Your Home To Sell

      So you’ve decided to put your house on the market? You must separate yourself from sentimental feelings and price it so that more buyers see it — and notice it. Here’s how. You’re selling your home. Here’s the big question: Should you set the price high, expecting buyers will bargain you down eventually? Or should…

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        Multi-family Real Estate Market Q1 2008

        In our last article, we stated that we thought the housing market slump would continue through year end and start to stabilize in early 2008.  Unfortunately, there has not been any news that changes our belief.  Some of the recent statistics indicate that we may still be too optimistic. The Commerce Department reported on December…

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          Macon Multi-family Market Update Q1 2009

          The Bibb County apartment market continued to be active in 2008, albeit considerably slower than 2007.  The capital crunch caused lenders to adopt more stringent lending standards or stop completely making loans.  The loan to value dropped to 75-80% and actual NOI was used to arrive at the value.  The demand for apartment complexes, especially…

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            Multi-family Real Estate Market Q4 2007

            In our last article, we stated that we thought the housing market slump would continue through year end and start to stabilize in early 2008.  Unfortunately, there has not been any news that changes our belief.  Some of the recent statistics indicate that we may still be too optimistic. The Commerce Department reported on August 16…

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