Refinancing & Home Equity Loans

    Why Are So Many Homeowners Under Water? Guy Gunn The term “under water” has come to mean that owners owe more on their home than it is worth in the marketplace. So how does this occur? During the financial troubles of the late 70’s and early 80’s, we saw interest rates peak in the 16%…

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      Fickling At ICSC 2009

      Fickling and Company associates recently attended the International Council of Shopping Center’s annual Leasing Mall and Trade Expo held May 17 through 20 in Las Vegas, Nevada.   The company’s retail Sales, Leasing and Development divisions were represented at the annual event which provides retailers and property owners a great venue to update each other on…

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        Macon Commercial Development Q2 2009

        Much has happened in the world since our last newsletter. We have “officially” entered into an economic recession that has negatively impacted virtually every industry. No one really knows for sure but most knowledgeable folks seem to believe that we can hope to emerge from this downturn late this year or early 2010. Real Estate,…

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          Ride The Tide: Commercial Real Estate

          Only when the tide goes out do you discover who’s been swimming naked. – Warren Buffett Open any newspaper or turn on any news channel and you will hear the same thing:  The Real Estate market is doomed. Interest rates are beginning to rise while the numbers of new real estate buyers are shrinking.  Not to…

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            Bibb County Apartment Market Update Q2 2009

            The Bibb County apartment market continued to be active in 2008 and the first quarter of 2009, albeit considerably slower than 2007.  The capital crunch caused lenders to adopt more stringent lending standards or stop completely making loans.  The loan to value dropped to 75-80% and actual NOI was used to arrive at the value…

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              Is Now A Good Time To Buy Commercial Real Estate?

              2008 is a great time to BUY Real Estate because some investors as well as some banks are overleveraged. Over the last few years many investors in the commercial real estate market are feeling the same payment problems as residential homeowners.  They have bought their commercial investments and because of the increase in interest rates,…

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